Conditions that risks if the risk in insurance.. If the risk insured him. Aware of the insured insured is at fault for this risk

Must, to do the duty of notification rests with the insured, that the following requirements are met:

The first condition - If the risk insured him:

Required to do the duty of notification to be incident represents a risk insured him included in the insurance policy.

The second condition - Aware of the insured insured is at fault for this danger:

Must, over the disaster, the insured must have a knowledge that this disaster represents the insured risk than you are asking for the insurer and received it upon himself to meet the amount of insurance or the amount of compensation.
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