Conditions to be met in the insurance data.. Effect to determine the size of the obligations of the insured for risks

Required in the statements made ​​student insurance for the insured when hiring the following conditions:
The first condition - That these data are of interest to the insurer: You must have this data impact on determining the size of the obligations of the insured for the risks they bear followed and contributes to determine the amount of the insurance premium, which is committed by the insured.
The second condition - That data can be known to the insured: required, over the fact that the data of interest to the insured, that these data information for student insurance when contracting, ie not DO unknown to him . The resort insurer - Usually - To ask specific questions And written to answer student insurance - Before hiring - The answers to these questions provide the insured a fair amount of data . But that does not exempt a student insurance from other ments, which were not previously subject to questions when he saw it important for the insured.
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