Force mandatory insurance application.. Comment fully to sign a contract and insurance policy at both ends

This request, although it contains the data you entered into on the basis of the insurance contract, but it has no binding force, it does not have insurance mandatory for students, even though he signed it, not to the insured.

For the believer, it can not be said that the printed form which his argument to the insurance wishing to be binding. This model is no longer such a positive, even said that the signing of the student insurance is acceptable to him. But regarded as the negotiations preceding the assertion in the affirmative, which comes from student insurance.

Accordingly, it would be for the believer to accept or reject the insurance request without any obligation upon a statement of the reasons for this rejection, or a declaration of student insurance.

For student insurance the insurance application with the query for the amount of the premium or any other data are not regarded as positive Baht, and even if it positively PATA not be binding on him .Because the work has been in the insurance market to provide insurance application not be regarded as positive binding.

Accordingly, it is permissible for the believer of his contract with the insurer, and may also refer Aijah Once that is done prior to the acceptance of the latter. But if this acceptance has been issued, it is not permissible to refer to the offer, because the insurance contract may be held when first came identical to the second .

Though the above is contrary to the general rule that provides for compulsory positive when select Mieda to accept or concluded this period of the circumstances or nature of the transaction [Article (93) civilian, but this conflict required self-insurance in particular has been the work of the insurance market the suspension fully to sign a contract and insurance policy at both ends, although consensual insurance contract but it is not enough to be held - In this case - offer and acceptance, but must sign a contract.

In appreciation should not be research in the general rules for determining the nature request insurance whether longer positively or binding acceptance or non-binding, whether included the essential elements of the contract or was not, but must look for it in terms of holding insurance and traditionally insurance in practice.