Insurance is based on the idea of dispersing the financial implications if the risk insured him the greatest number of people (the believer them) rather than be borne by someone in the absence of insurance.
In light of this it is clear that insurance achieves a degree of cooperation and social solidarity among community members insured and others, believer them contribute with each other to ease the effects of check risk, and is insured lifted from them the burden of transformation who have suffered at risk to a burden on them, and if One of them was already damaged if the risk insured him it ensures access to the right to compensation, particularly in liability insurance with the injured had beneficiaries.
التسميات
insurance data