Insurance contract is onerous contracts, because each party as a counter take what is given. Believer believes the insured of the danger threatening him in exchange for payment of premiums, if achieved this risk insured committed to fulfill the amount of insurance to the insured. The insured pays premium to the insured peer sense of tranquility and security during the period of insurance and having received the amount of insurance in the case if the risk insured him.
Does not change the netting insurance contract that the insured risk it did not materialize and then not abide by the insured to pay insurance to the insured, because premiums, which carried out the latter is not in return for this amount, but in exchange for security, which provides insurance to him and bear the first consequence of that risk.
التسميات
insurance contract