Insurance guarantees.. Cover insured risk him when achieved against the insured's compliance with its obligations arising from the insurance contract is the most important to pay the insurance premium

Insurer provides the insured has promised that the security cover insured risk it when it occurs, while the latter must fulfill its obligations arising from the insurance contract and Most important to pay the insurance premium. Since this situation has been insured for his lack of coverage the insured risk him despite achieved due to the reluctance of the insurer to fulfill it, the legislator repaint the legal protection of the right of the insured to get these to cover by requiring the insurer to retain reserves financial such coverage . As well as re-insurers insurance with other insurance companies so that they can provide the necessary coverage to cases if the risk insured him.