Insurance.. The legal relationship between the insured (the insurance company) and the insured (person feared if the risk)

The Insurance requires the availability of two things for having, legal relationship exists between the insurer (insurance company) and the insured (person feared if the risk) (*), and technical grounds justifying do such a relationship, as distance between them and the gambling and betting, which is based on the kind of cruel luck And coincidence.
(*) The term "insured" which means the person who threatened a particular risk is willing to prevent its harmful effects by contracting with an insurance certain to secure himself or his property from this danger, though the support of a large number of jurisprudence, but that part of it prefers use synonymous Including repository.
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