Interpretation of the insurance policy.. Interpret ambiguous phrases in adhesion contracts detrimental to the interests of the Party submissive

The policyholder is the insurance contract is written, and thus are subject to the general principles in the interpretation of contracts, and what was the decade of adhesion contracts it may judge to modify the conditions or to exempt party submissive (Insured) [Article (149) civilian ([1]), And shall not be construed ambiguous phrases harmful when this party, whether a creditor or debtor [Article (151/1) civilian [2]]).
([1]) Article (149) Civil law that "if the contract accidentally compliance, and had it contains terms arbitrarily Jazz for the judge to modify these conditions or be relieved party submissive of them, and as required by justice, null and void any agreement to the contrary".
([2]) The second paragraph of Article (151) civilian "2 - however shall not be interpreted ambiguous phrases in adhesion contracts detrimental to the interests of party submissive".
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