Legality of insurance.. Creating a legal relationship on technical grounds where the violation of the rules of ethics

Insurance are creating a legal relationship on technical grounds and that Multiple images in a manner flattens to cover a variety of areas qualify to do great jobs, whether in the interest of the parties in this relationship, or was in the public interest in the community .
However, the image above is evolving insurance and that spawned the controversy around it since its inception, which led to some modifications improved his image .
However, the insurance, as a novel system, subjected to severe criticism from his opponents, some of whom see it as it involves a violation of the legal provisions and others See it as a violation of the ethics rules.
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