The risk is required in order to be subject to the insurance contract, above being a potential and is turned off achieved by the sheer will of one of the parties to the contract, to be legitimate. That risk should not be insured it is contrary to public order and morality. The reason in that the danger is a subject of the insurance contract, which is subject to the provisions of the Civil Code, which requires to be lawful and only signed the contract null and void [Article (135) civilian ([1])]. Therefore legislature expressly required to be insured interest legitimate economic interest [Article (749) civilian ([2])].
In light of the above shows that it is not permissible insurance against the risk of financial claim a fine control of the person or government insurance criminal forfeiture. Because insurance against any of them contrary to the principle of personal criminal punishment.
Insurance may not be trafficking in narcotic substances or trafficking in human organs or insurance places of entertainment and gambling, prostitution and gambling against acts of control and inspection played by public authority The danger in these cases is a project and then not be insured and only signed the contract null and void for violating the locality of public order and public morals.
([1]) Article (135) Civil law that "if the object of an obligation is contrary to public order or morality contract was null and void."
([2]) Article (749) Civil law that "the object of securing all legitimate economic interest dating back to the person of the non-occurrence of a particular risk."
التسميات
insurance contract