Memorandum Temporary Insurance coverage.. Agreement between the student insurance and insured to provide coverage in the period prior to the conclusion of the insurance contract is final

Insurance application may be considered from the outset positively prohibited person applying for insurance. The turn of the request for clarification of some information from the insured and up to relay positive Baht. If this request reaches this stage, that was inclusive of all the essential elements in the contract of insurance such as determining the amount of the premium insurance amount, duration, it was incumbent upon the believer that consideration and would take a decision accepted or rejected.

Since the preparation of the insurance policy and signed by the parties take some time, or the insured needs some time to decide conclusively in his acceptance of the request or reject insurance. In both cases, the student insurance (positive) without coverage of the danger threatening him during this period. So was working on

The possibility of an agreement between student insurance and insured to provide coverage in the period prior to the conclusion of insurance contract through the final memorandum temporary coverage. 

This note serves as a contract of insurance is required each party primary what is required of him by the other while retaining the right to dismissal if not delivered his document before the expiration of the deadline imposed ([1]).

([1]) Article (1049) of the preliminary draft of the Civil Code was stipulates that "1 - that the contract is, even before the delivery document, if it proves both parties in the Memorandum of temporary basic rules underlying this contract, and included this note obligations of both parties to the other. 2 - However may utilized circumstances that were written note that the parties did not Intended out only to have their agreement temporarily while retaining their respective right to refrain from contracting the final as long as the document had not been delivered to the insured. 3 - If were not the intention of the parties from writing note clear, considered this note as a temporary directory to get a final contract "(a preparatory work for the Civil Law, vol 5, p 326, margin (3)).