The believer in order that the process of insurance needs to use the principles of statistics (actuarial calculations) to determine the extent of potential if the risk to be insurance of it, so that countless number of cases falling into place and time specific. This census empowered to specify the value of the premium so as to achieve a profit of insurance. Because if the study was that the statistical A large proportion if the risk, the insurer has been reluctant to cover such a risk because it requires him to direct premiums which Taken from the insured to be covered.
In sum, in a n To process insurance win.
- The legal side in the legal relationship, which are under contract Tami n Between the insurer and the insured.
The technical side and is in the process of default management cooperation between the insured and which The organized insured by statistical studies and sports.
التسميات
insurance contract