Insurance relationship arises between the insurer and the insured under a contract of insurance, but this relationship if it were in the form of bilateral relationship between the two was a form of gambling and betting is not legally permissible (illegal and put me) And therefore should have several such a relationship so that there are quite a few of the insured.
However, do these multiple relationships do not make the insurer avoid the risk of speculative unless filed on the basis of technical and statistical studies.
التسميات
insurance contract