Insurance is based on several elements:
- Contractual Insurance: the building is based on the inaction of the Parties (the insurer and the insured) the implications, even if the insurance is compulsory, as if the law is the one who committed the insured Bag t loyalty for protection, such as compulsory insurance of motor vehicle accidents ... Etc..
- The technical basis: insurance to be, free from gambling and betting and suspicion of illegality, should be based on statistical studies, sports and the idea of cooperation span between the insured to carry all of them share in the financial impact if the risk insured it for someone.
- Obligations opposite: contractual insurance attached to both ends of some of the commitments:
- Believer committed financial coverage of the insured risk it when you achieve that carried out the Specific performance of the beneficiary of the insurance, whether insured itself or a third person named beneficiary in the insurance contract.
- Insured committed to fulfilling regular insurance premium, in addition to other obligations Like to make a specific data for the insured risk it and notify believer And notify the insured increased and achieved and achieve.
التسميات
Insurance