We know that this type of insurance is the one who is insured which is a human being, and it is not a recipe compensatory . In the sense that the insurer is committed to pay the security deposit to the right holder when if the risk insured him of condoning verify damage or not achieved or that the amount of insurance tied with damage to the insured or missing him or exceed, all of that is to be regarded as him in this type of insurance .
And then it is permissible for the insured to combine the amount of insurance the insured because if the risk insured him - in accordance with the provisions of the insurance contract - and the compensation from a third party damage caused by the actor if the risk insured him
- According to the provisions of tort - . For example, if the security person on his life to the event of death and cause others doing in his death, the beneficiary of this insurance worth of insured amount of insurance - under a contract of insurance - He also is entitled to claim causing death (actor damage) compensation when he had suffered from damage.
Accordingly, this type of insurance does not entitle the insured the right to refer to non-active damage, which caused doing in check insured risk it, to demand an amount of insurance and in it to the insured pursuant to its commitment arising from the insurance contract [Article (765) civilian.
التسميات
effects of insurance