We know that this type of insurance, unlike insurance of people, is that the risk is insured him a matter of money insured in person . And for this kind compensatory recipe, in the sense that the value of compensation assess the extent of damage, but not exceeding the amount of the insurance specified in the insurance contract (ie, the lowest values the amount of insurance or the amount of damage) [Article (751) civilian.
And then it is not permissible for the believer has a combination of compensation, which it gets from the insurer because if the risk insured him - According to the provisions of the insurance contract - and the third party's claim for compensation for his act causes damage
To his right to check this menace - And in accordance with the provisions in tort, for it is contrary to the compensatory character that characterize this type of insurance . For example, if the person on his home security against fire and caused others to Harika, if received compensation of the damage of the insured may not claim non-compensation for the damage, which will compensate him insured .
Accordingly, it is permissible for the believer under this type of insurance - and unlike people insurance -Back on others, which caused doing wrong if the risk insured him and implementation of the obligation to pay compensation to the insured, and the requirement worth of compensation and in the insured reparation for the damage suffered as a result of check this menace.
التسميات
effects of insurance