This type of insurance is a contract whereby the insurer would to pay the amount of insurance to the insured or the beneficiary in the event check the life of the believer on his life after a certain age in return for premiums paid by the insured.
In this image - Mostly - Believer on his life is the same as the beneficiary of the insurance, he believed someone on his life that requires that deserves the amount of insurance at the age of sixty years of age, for example. If achieved his life after reaching this age committed believer to fulfill the amount of insurance to the beneficiary, but if insured his life died before reaching this age the insured is discharged from the fulfillment of this amount.
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