The legislator's desire to not speculate on the life of the believer on his life fall right of the victim decided to intentionally on his life, whether the aggressor is insured or was the beneficiary [Article (757) civilian.And the insured is discharged to meet the amount of insurance to whichever.
However, the legislature authorized the insurer has the right to replace the beneficiary another Beneficial even if the first before stipulated in his favor if it was a criminal act by the beneficiary may stop at some point begin to cause death [Article (757/2) Civil law].
However, it should be noted that the legislature required to fall right in the following insurance:
- The criminal intent of the victim to the insured for his life.
- And the death of the insured for his life because of this attack .
If not available any of it and it does not lead to the fall of the right . If the death resulted from the fault of the insured or the beneficiary, or be deliberately, but did not result in check insured incident (of death) .
( [1] ) Article (757) Civil law that "1 - If life insurance person is insured, acquitted edema insured obligations when caused insured intentionally in the death of that person or signed death based on the induction of him. 2 - If the insurance life for the benefit of a person other than the insured, not benefit the person from insurance if intentionally causing the death of the insured person for his life, or signed death based on the induction of him. If what happened to this young man just == initiate cause death, he was a believer has the right in that replaces the beneficiary someone else, even if the beneficiary has accepted the condition to his advantage to secure. "
Article (944) of the Jordanian Civil Code provides that "1 - discharged insured of its obligations if the insurance for the benefit of another person and caused insured in his death or signed death at the instigation of it. 2 - If the insurance for the benefit of a person other than the insured and the cause of this person in the death Insured or death occurred at the instigation of it is deprived of the amount of insurance, and if what happened was just a start in the cause of death was a believer has the right to replace the beneficiary someone else. "
Article (1049) of the UAE Civil Transactions Law on similar text to the Jordanian text.
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