Offset the risks in insurance.. The default organize cooperation between the insured in order to distribute the burden of risk to them

Insured aims to make a profit through his Ba to process insurance, in the sense that it is not the charity you with this process at no charge, and in order to achieve his so performs clearing between the value of the premiums carried out by the insured and the amounts that are expected to fulfill them at check insured risk him, to secure him from the consequences of missed earning opportunities or failure to meet its obligations. Therefore the insured in order to make this house collects the largest number of risks and categorized by type (fires, robberies, deaths, road accidents ... Etc.) is then divided according to Multi danger.
In light of this, it is clear that clearing term artistic process intended to regulate cooperation between the insured default view to distribute the burden of risk to them.
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