Be constant danger when conditions were achieved and the degree of likelihood of occurrence fixed is variable during the period of insurance, estimated at a certain time unit - Mostly - One year.
Does not change the adjective that danger this description that the relatively stable has hardly changes and temporary or casual. Each risk whatever was said about persistence rate, but it may change the degree of likelihood of occurrence from time to time. In order to qualify as persistence would have to be constant during the period is short. Example of damage insurance (fire, theft, liability, Etc.) is - in most cases - fixed risk insurance,
These risks, although increases have occurred during some seasons of the year, As frequent fires in the summer and car accidents in the period of transition from season to season and thefts in the winter, but the statistical study indicated that no great disparity between one and the other, therefore longer such risks fixed.
التسميات
Insurance Risk