The importance of the division of risk insurance in terms of stability.. Determine the amount of the premium that the insured commits paid to the insured versus afford liability coverage insured risk it

Be hard to distinguish between risk and danger important variable to determine the amount of the premium that the insured commits paid to the insured versus afford liability coverage insured risk it .Stability consequent risk the stability of the amount of this installment. This should change risk leads to change this amount, the insured, due to the competitive environment in the insurance market and the desire to increase the number of insured has, makes the amount of the premium for the risk of fixed as well as variable, that keeps financial reserves to meet changing threats.