After the study is agreed positively or negatively, if conditions do not meet in the provision of the loan to the customer, the bank rejects the request and turn the file permanently, but if the results of the study Profile positive, the bank and the customer they move to the stage of direct negotiations between them on the loan amount and how to pay and the time of maturity and price interest, and in the last interest rate and then negotiate and agree on the above, the loan will be disbursed from the date of the beginning of the use of the client to the lender.
Either used once, and in the case of operations short term, and is used several times Fasdd for several batches and so if it was directed to the operations of the investment and the signature final loan contract is the official reference, also includes the contract in addition to what was negotiated commitments recall include:
1) - the obligations of the bank:
It is represented in the money put at the disposal of the customer throughout the period agreed upon, and make sure this commitment more if the client pays a commission exchange for this promise, the Bank may terminate the loan contract upon the death or bankruptcy of the customer or even decrease eligibility.
2) - the obligations of the client:
It is represented in the latter's commitment to pay the amounts requested by the date agreed upon, as well as the benefits and commissions if received in the text of the contract, and that the client is not obliged to use the money at his disposal even if the liquid in the closet Bank.
التسميات
Bank loans