أنواع البنوك الالكترونية ومحتوى الخدمات الموافقة لكل نمط منها:
تسليم أو إيصال المعلومات:
Information delivery
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Basic
interactivity level
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Advanced interactivity level
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Electronic brochure
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Intermediary level of interactivity
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Use customizing resources
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Promotional information
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Report downloads
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Some subscription option
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Ways for contact the bank
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Recruitment forms
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Advertisement
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Special offer announcements
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Hot links to other sites
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Discussion groups.
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استخدام الويب من طرف البنوك لتحسين العلاقة مع العملاء:
Banks use the Web to improve relationship with
customers
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Basic interactivity level
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Intermediary interactivity level
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The advanced level of interactivity
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e-mail and forms are the ways a client has to make
suggestions and complains
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advising tools (as calculators, for example)
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More advanced technologies, such as videoconference,
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الويب هو وسيلة للمعاملات الأكثر شيوعًا:
The Web is a vehicle for the most common transactions
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Lowest level of interactivity
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Intermediary interactivity level
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Advanced level of interactivity
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Opening accounts
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A client can have access for information on accounts
through balance and statement
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Promoting the use of some e-cash as a way to develop
transactions through the Web.
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Requesting products and services.
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Fund transfer
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Card requests
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Bill payments
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Investment and credit applications
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Client has to have some access to the bank database
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التسميات
بنوك الكترونية